I never take anything personal. My better advice may have been not to invest in cryptocurrencies AT ALL if your circle of competence is too small. Note I don't even like Ripple in the long-term, yet I still have it recommended here because the market has given it a lot of validation. I mention later in the video that this is also, in its own way, contributing to the bubble so really the only way to avoid damaging yourself too much is to expand that circle of competence.