I always felt like coinbase is too centralized and people not having an offline wallet on any exchange, there will come a time when theres a crackdown and all accounts will be frozen on all exchanges till you come forward for tax purposes.Uncle sam and the whales will come together because lets be honest they have more to lose then us so they will comply!!!
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Coinbase, Poloniex, Kraken, BitStamp, someone just needs to take a big hammer and knock them out of the park and come up with a better company already