Thanks for the article, this is relevant for Nth America and EU, but here in New Zealand we have a major crackdown on any use of money that does not go through the main banking systems, especially cash and crypto. I would very much like to encourage alternative banking business to consider NZ, there is a demand for such business. Due to the mass survailance here in NZ, posting this comment here is likely to prevent my crypto business from being approved with the banks, hence we need alternatives. Many people like me who run a crypto based business have had their bank acc's closed due to an over zealous self righteous banking system. I'd like to encourage crypto business to come to NZ and provide some alternative options.