LoL... Ripple has users, though, that's why I like it. How trash the tech is doesn't bother me because as long as the banking users are happy to buy and use it, I'm liking it.
At 15 cents I was saying Ripple could hit 1 trillion market cap. People said I was crazy. Now it is near 100 bil market cap, 10% of the way to 1 tril.
Interesting thought about Cardano... research projects rarely get marketed and delivered to the market place as a viable business solution. All tech, no business sense equals failure. But I haven't seen the tech innovation with Cardano either, so I wouldn't give it anything on either points.