Funny that you mention betterment, I actually have some money in one of their portfolios! I am still maxing out my Roth IRA, but that is about all that I’m doing on the stock exchange. I have so much faith in the crypto market, that I am trying to put as much into various coins as I can. :-)
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Way to go, Roths are my favorite. :-) There is one crypto right now that is sort of a "Crypto mutual fund". It tracks the top 20 coins and purchases a proportional amount. It would be an easy way to get a wide variety at once, because as far as I know no single exchange trades all 20 top coins. You can buy it in the bitshares exchange. Here is a link if you are interested. http://www.bittwenty.com/