This is just for a class action lawsuit, most likely if there were to be criminal charges, they would go after them separately. Putting money in any bank account can pretty much have the data seized by the US government so even hiding money abroad isnt safe (unless hes hiding it in corporations and obfuscated accounts). I do agree that there needs to be some level of personal responsibility for those who invested, but at the same time I do think that promoting what is essentially a financial product to incompetent people is still extremely predatory. They also framed it as legit in the beginning when I can almost guarantee they knew it was a ponzi. Later on they moved onto "yeah its a ponzi but you still can make money".