Either, cryptos will skyrocket as mass adoption starts

... or, it is time to grab your guns, ground and grub. (meaning, full on, overt police state in The USSA.)

I am hoping for the crytos. Because that leads to a much better world. And going from 1-2% adoption to about 12% adoption means everything, including shit coins, will go to the moon.

I agree that crypto-lending is the biggest upcoming sector. It is fraught with dangers and bears and bear traps, but the ones who actually get it working will bring about the greatest change since the introduction of bitcoin.