Very good points. I'm just like you and I upvote almost every one of Phil's posts for this very reason.
It's not inherently bad to cash out Steem and it's great if content creators can monetize their content here. It's just that if they do that without paying their respects to the community for being able to monetize on the platform, some big Steemit fans such as myself can be left feeling a little sour. I'm a big believer of incentivizing people to create constructive comments on your posts and when people do so I'm always happy and upvote them for it. Then again, I don't provide as much value as Phil. :D