Nothing is EITHER/OR .. You can hold Bitcoin and you can invest in BCC/lending. Most investors in this space hold a MULTITUDE of differing tokens or currencies. Actually spreading out your portfolio reduces risk which is intrinsic value. There are plenty of official scams and this is NOT a scam because you can EARN MORE somewhere else. If that were the case, every job in the US would be a scam. #ijs

Check out (my) "Avva's 3:30 Dirty" that shows where BCC is in the TOP 30 Index: https://steemit.com/bitcoin/@avva/avva-s-3-30-dirty-taifu-index-review-of-the-top-30-cryptocurrencies-markets