I think regulations are good for consumer protections in the regular financial markets or converting to (as with a debit card) too, but I really wish there was a token-based debit card (which I think is being developed) because as merchants start to accept crypto, it won't need to be necessarily converted back to fiat.
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will still need to have a phone number on the back where consumers can call and talk to a human being is there is a problem with the card
Absolutely agree!.. I just don't want it "centralized" where they can BLOCK it whenever they want and essentially "own" your assets until you comply with some changing rule they decided on -- because I know I don't get to comment on every decision that is made and I am often in the govt reg sites making my filings.