And the worst of all is that as the added """"value"""" circulates through the monetary system (not unlike water in the biosphere), someone will actually rely on it. Because, obviously, when the bank forces you to pay an amount, you need to get that amount from somewhere, in order to compensate your loss.

So the artificial gain becomes a true loss of value somewhere, so you literally can't "delete" or "erase" it because that'd be detrimental to someone.

This is how countries' debt accumulates and never stops existing. My country (Hungary) has this issue and the US is at a tough situation with China, as well.

These are the issues that make the rise of cryptocurrencies especially important.