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Oh I never borrow!! I just suggest names LOL! You have to give the keys if they want the money, you cant trust them to pay back!

If you have a better way to lend money to complete strangers on the internet, I'm all ears.

It's a tricky thing 'trust'. That's what we are trying to get away from using the block chain.
There is the option of an escrow account on a no fees decentralised exchange?
A bit more work but it would reduce the risk for you @neoxian and the clients.
Once an established method was set up it would need little oversight. Just a suggestion.

Ok well let me know when you have actually done something and started this escrow account / decentralised exchange. Until then you are just a back seat driver, thanks.

Haha thanks for the inspiration. I might just do that. Except it's already been done by Dan Larimer
Open ledger
Back seat driver haha. You did give me a giggle.

PS. Just read the posts on that scammer you and many others have encountered.
Sorry to hear about all the losses from so many good hearted people. What a disaster.
Thanks for the warning posts. Good luck and best wishes for the future.