Hello Dosto, Bank account to aap ke pass hoga hi, Sab ke pass hota hai. Aur aaj kal to seving account kholna bahut hi asaan hota hai. Pahle guranter ki maang karte they bank waale lekin ab aisa koi niyam nahi hai ab bina guaranter ke bhi account khulwaya jaa sakta hai. Aap ko pata hai dosto aaj kal bank waale seving account par bahut tarah ke charges cut karte hai.
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Aaj main aap ko inhi charges ke baare me bataunga. Aise charges jiss se bacha bhi jaa sakta hai isliye ye niyam ka paalan jarur kare aap ke bahut se paise bach jaayenge. Sabhi bank alag alag tarah ke charge wasool karti hai aayiye jaante hai aise hi kuch chijo ke baare me.
Average monthly balance maintain na karne par.
Aap to jaante hi hai aaj kal sabhi bank me minimum balance rakhne ki niyam ban gayi hai. Aur iss wajah se bank waale kaafi kama rahe hei. Bina bank balance na rakhne par bank waale kuch paise aap ke account se cut karte hai. Ab in bank waalo ko kon samjhaaye ki minimum bank balance wahi nahi rakhta jiss ke pass paise nahi hote aur unse hi bank waale paise wasool rahe hai.
Ye bank waale Neerav Modi aur Vijay Malya jaise logo ko loan de kar videsh bhagwa dete hai aur ye saale paise fir gareeb janta se wasool karte hai. Sahi tarika hai bank waalo ne sahi tarika nikala hai gareebo se paise aithne ka.
Dusra hai debit card charge.
Aap to jaante hi jo bhi debit card aap lete hai uss par bank waale kuch kuch na maintence charge ya fir insurance fees leti hai. Aur ye charge kitna hoga ye aap ke account par bhi nirbhar karta hai. Alag alag account par alag alag parkaar ka debit card issue hota hai. Aur inke charges bhi alag hote hai 200 se 800 rupya tak vasool karte hai bank waale debit card par.
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