Thanks for giving us your insights. The vicious cycle of indebting the youth despite gross inefficiency in the collegiate system is horrendous. both of my parents were unemployed when I went through college, and I luckily walked away with $35,000 in debt. Some students from families closer to the middle class are not so lucky... I know many with 6 figures in debt with no hopes of paying it off anytime soon.
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It's truly abhorrent and many defend the old way of doing things with the seemingly infallible "academic freedom," which equates to letting faculty do what they want with no accountability.