Thanks for the reply.

Those bussinnesses do not have perceived right to rule, they can't punish you or lock you up, you can break the contract that you personally singed, and so can they.

The problem is that only through government you must pay and your money goes to big companies, government prescribes you to use only one sort of currency, and have a monopoly on everything, by their monopoly on force they can force you to do bussiness with their friends.
There goes lot of tax money to the war industry which otherwise people who have a conscience (I think a lot) would not voluntarily fund that.

It takes on debt for you and worse the generations after us then they save the banks this may sound nice for the people who have their saving there. But in the long run it isn't.

Giving money to banks (think about that for a while lol) and than thinking that regulating banks will do the trick is absurd. Banks grew about thirty percent after being regulated. Unbelievable.
But to come back to the "right to rule" that is what they don't have and I and you and no one has.
For example, you or anybody has no right to say what I agree upon with another human being (when both agree), you can give me advise on how you think I should not work for someone in a hieracical structure and do suggestion, and talk to me about alternatives, but you can not forbit me to work for anyone or make an agreement. (As long as I don't hurt defraud murder anyone else) I'm sorry to say this, but I would see you or the commune or government, as an attacker that attack peaceful people making an voluntary arrangement

I think, that if someone wants a "bussiness" with no hierachy then some friends can start their own, kind of which you are saying in the last part of your reply Would be much more easier not jumping though hoops and regulations taxation and all other government threats.

There are communities in spain that work that way, voluntarily (so you can leave, with some rules that you PERSONALLY agreed to (very very important) in the beginning, so not a so called "social"contract but a real agreement.) there is no crime, no police. The biggest complaint form the "mayor" was paying taxes to a giant government that comes meddling in their peaceful community. So it can be certainly done. I wish I could find the video, to show it to you. (I would not want to live there for me it would feel like a prison the way they arranged things there I did not like I would like another sort of commune), but the people there liked it and I can imagine other people would like to do so too)

edit; this commune had a mayor which is a hieracical structure but I think the commune would not like if you or me came by and said no that's not how it must work. Hope you get what I'm saying.

I could also say something about corporations being fictional entities only there as a result of the fictional entity called government, but I leave it for now ;)
Thanks :)