A new credit startup, Petal, Inc. is wanting to create a credit scoring system that targets people without debt. Read this article.
First of all, why would anyone who doesn't have debt, want to start having debt?
Haven't we learned anything from the current debt crisis?
Whatever happened to saving up cash and buying things outright.
Or are we just incredibly stupid?
Yup...most people ARE incredibly stupid.
I blame TV and the so called education system.