Rule by force is the problem.
As long as the masses stand silent while the bullies have their way with us, this is what we get.

Also, the definition of communism has been hijacked by the crapitalusts,....https://theanarchistlibrary.org/library/emma-goldman-there-is-no-communism-in-russia
My proposal sells as being better than the status quo, or it fails to launch.

Keep working, stop paying.
We already do all the work, why do we allow parasites to set themselves above us?
Ahead of us in the line for food and leisure?

We have to have workers, we don't have to have dollars.
Dollars create nothing, but debt slavery, they don't put any products on the truck, nor do they create them.
They are simply a misdirection to take your mind off the real deal, crapitalism sucks.
The comfortable slave never rebels, why would s/he?
S/He is ok with the deal as it is.