Good post, upvoted. Im aware that anarchists and libertarians believe that charity will step in if government were removed. The problem is continuity, you will be charitable while you can and help your neighbour, but what happens to your neighbor when you also hit hard times?
The state, if managed properly (sprinkle of irony) can be far more effective at continuity than charity can. The UK government are experimenting with blockchain benefits payments that, if done properly (insert more irony here) will remove a lot of waste.