If you are in a situation where a drop in Crypto will ruin you. GET THE FUCK OUT NOW!!! No person should allow themselves to be in that positition, EVER!
No Financial Adviser worth their salt would ever advise a person to hold that kind of a position in anything.
You should never have more than 3 percent of your portfolio in one thing.
After your expenses are paid and your investments are fully funded, if you have more money that you want to blow in Vegas or on the Lottery or "Invest in Crypto" go ahead. When you lose it all, at least you had the thrill of thinking you would be rich and who knows, you might beat the 1 in 2 billion odds and get those lucky numbers.