That is a concern I wonder about too. Right now were still in the early phases, but I think what if VISA, AMAZON, GOOGLE, and other big companies decide to make their own blockchain projects. I'm sure will see some instances when mass adaption happens.
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I guess we just need to be prepared to get in on those early when if and when they launch. Still, I am under water on XRP right now, so I hope VISA doesn't affect it until im up again.