Thank you for sharing this information about BitConnect! I do not know whether it is a scam or not, but it does seem like it is a MLM scheme with all the affiliates. A few Steemians have spoken out against Bitconnect recently in a strong way. It is imperative to due your due diligence before investing in any coin or giving your hard earned to money to some service that is promising a certain return.
Many users have been talking about Salt the past few days! It seems very promising! I love this idea of putting up your blockchain assets in exchange for a loan! I would much rather use a service like this than go to a bank and try to get a loan!