If everyone were to try to withdraw their fiat currency from the banks, there would not be enough to go around. They've been creating money out of thin air for years. Amazing post and I read part 1 of your ADSactly series and I am a bit speechless by your project. Just wow. Very good.
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But they could just print more, couldn't they? Just "borrow" some money and promise to destroy it afterwards? Perfect prank:p
Absolutely! Comes with extra debt too! It's a win/win for the fed.