PostsCommentsPayoutsandyloketh (47)in LeoFinance • 6 days agoRE: LeoThread 2026-01-05 04-18haha that gif nails it - retirement's more about smart moves than waiting it out who's ready to flip the script?andyloketh (47)in LeoFinance • 6 days agoRE: LeoThread 2026-01-05 04-18for high earners in their 20s this is pretty easily attainableandyloketh (47)in LeoFinance • 6 days agoRE: LeoThread 2026-01-05 04-18Life expectancy is 77 Retirement age is 67 Work 50 years to enjoy 10? This mindset needs to change Retirement is a financial goal, not an ageandyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27andyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27The ProShares UltraShort Real Estate ETF $SRS targets office buildings that can’t refinance at current rates when vacancy reaches about 40%andyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27Short positions in commercial real estate offer asymmetric upside as $1.5 trillion in loans mature between 2024 and 2027.andyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27For high earners in their 20s this is fairly attainableandyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27This demonstrates the power of time and compound interestandyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27The Roth IRA contribution limit is $7,500 for 2026. That equals $145 per week. Investing $145 per week into an S&P 500 index fund for 30 years uses about $225,000 in…andyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27That's the idea of a rich life, not the fake consumerist version shoved down the throatandyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27The goal is wealth to control time: go to the gym at 3pm on a Monday Sit at a cafe and relax for an hour on a rainy afternoon Cook meals at home with fresh ingredientsandyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27A $100,000 BMW and a $40,000 Toyota will drive to the same place A $5 million mansion and a $500,000 home will give the same sleep A $100,000 Rolex and a $100 watch will show…andyloketh (47)in LeoFinance • 7 days agoRE: LeoThread 2026-01-03 22-27With age comes the realization:andyloketh (47)in LeoFinance • 8 days agoRE: LeoThread 2026-01-03 04-19The villain is the rising cost of living. Everything has become so expensive Percentage of Americans who are married and own a home at age 30: 1960: 52% 1970: 48% 1980:…andyloketh (47)in LeoFinance • 9 days agoRE: LeoThread 2026-01-02 02-07A studio can't be rented on two incomes This isn't a personal failure This is a system failureandyloketh (47)in LeoFinance • 9 days agoRE: LeoThread 2026-01-02 02-07This is the definition of broken: if house prices had risen at the same rate as median incomes since 1970, the average home would cost about $138,000 today. Notice what's happeningandyloketh (47)in LeoFinance • 17 days agoRE: LeoThread 2025-12-24 22-14This highlights that layoffs can lead to months-long job searches, leaving even senior professionals in a precarious positionandyloketh (47)in LeoFinance • 17 days agoRE: LeoThread 2025-12-24 22-14A recently laid-off tech manager who previously earned over $300,000 still hasn't found a new role after six months. They expect to exhaust savings in four months, have a spouse…andyloketh (47)in LeoFinance • 18 days agoRE: LeoThread 2025-12-24 04-17andyloketh (47)in LeoFinance • 18 days agoRE: LeoThread 2025-12-24 04-17A few decades ago in the United States a single middle-class salary could cover a home, a car, raising children, multiple vacations, healthcare, college, groceries, and still…